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SMARTER BORROWING STARTS HERE

Find the right loan.Know what it costs.

Compare loan options, understand your monthly repayments, and explore lenders before deciding what's right for you.

Compare loan optionsCalculate your EMI
  • Clear comparisonsSee key details in one place.
  • Transparent costsUnderstand repayments and applicable charges.
  • Your decisionExplore lenders at your own pace.

Published figures only. Zup Loans does not approve, underwrite, or disburse loans.

A young man sitting on a sofa with a phone in a bright home.

For a home, a business, or a trip

Loan comparisonPublished figures only • Not an offer

Loan amount

₹50,000

Tenure

6 months

Estimated monthly EMI

Not calculated

EMI is not calculated for Fibe. The published rate is From 18% p.a.. A full annual range, fee, and amount and tenure that cover ₹50,000 for 6 months are not all on the record. A missing figure is not treated as zero. Fee on file: From 2% of amount.

Brand names from the short-term directory. Eligibility, pricing, and approval depend on the lender and on your profile. This is not an offer.

Find loans that fit your needs

Share a few details to explore relevant loan options and estimated costs.

No PAN, Aadhaar, or bank login required at this stage.

₹
₹

This continues to an indicative eligibility form. It is not an application to a lender.

Where do you want to start?

Move a figure. The example changes with it, and it is not an offer.

SAMPLE

What a short repayment costs

Amount

Months

Monthly EMI

₹8,776

Interest
₹2,658
Total repaid
₹52,658

Interest is 5% of what you repay in this example. A shorter month-count raises the EMI and shrinks that share.

₹50,000 at Fibe’s published starting rate of 18% a year, reducing balance. Fees are not included. This is not Fibe’s quote.

Short-term loans

Why compare

A clearer look at the cost.

The useful part of comparison is not a badge. It is seeing what is known, what is estimated, and what a lender has not published.

  1. 01

    Understand the cost before you apply

    Interest, fees, tenure, and an estimated EMI sit in one reading. Missing figures stay marked as not disclosed.

  2. 02

    See published criteria side by side

    Each short-term brand shows the eligibility it has published. You can filter by amount, work, income, tenure, and fee.

  3. 03

    Narrow the list to your circumstances

    The eligibility form uses only rules stored on the published records. A match is indicative, not a sanction.

  4. 04

    Decide with the lender still in charge

    You can continue to a product page and, in a live service, to that lender. This demo does not send your enquiry anywhere.

Short-term brands

Read a comparison before you trust it.

Open the full comparison

Indicative EMI at ₹1,00,000 over 12 months only when a full annual rate and the amount and tenure bounds are published. APR is not used as the interest rate. Missing figures stay blank and are not treated as zero. Checked 27 October 2026. Not a lender quote.

Eligibility, pricing, and approval depend on the lender and on your profile. Zup Loans does not approve or disburse these loans.

Tejus Loan

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

Salary Setu

Directory listing · not a Zup partner

Amount
₹5,000 – ₹1,00,000
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Salaried, age 21–55, monthly salary of ₹15,000 or more, at least 3 months with the current employer, and salary paid by bank transfer.

View details

Loanwithin

Directory listing · not a Zup partner

Amount
₹5,000 – ₹1,00,000
Rate
Not disclosed
APR
Check current offer
Fee
Check current offer
Indicative EMI
Not calculated
Tenure
61–180 days

Described for salaried people with a steady income. No income figure or age band was stated.

View details

Loan112

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

Rupee112

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

Loanwalle

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

Lenditt

Directory listing · not a Zup partner

Amount
₹10,000 – ₹5,00,000
Rate
28% – 36.5% p.a.
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Up to 18 months

Indian citizen, age 21–55, salaried with income above ₹20,000 or self-employed. Income proof and identity documents are required.

View details

RupeeRedee

Directory listing · not a Zup partner

Amount
₹2,000 – ₹2,50,000
Rate
From 28% p.a.
APR
Not disclosed
Fee
From 1.5% + service fee
Indicative EMI
Not calculated
Tenure
Up to 24 months

Age 18–65, with monthly income of at least ₹15,000 from an authentic source. Salaried and self-employed applicants are both described as welcome.

View details

ZeroPe

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Check current offer
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

GoCredit

Directory listing · not a Zup partner

Amount
₹10,000 – ₹50,00,000
Rate
Not disclosed
APR
10.49% – 36% p.a.
Fee
0% – 6% of amount
Indicative EMI
Not calculated
Tenure
3–96 months

Depends on the lender. GoCredit says salary and credit score change the offer. No single income rule was published.

View details

True Balance

Directory listing · not a Zup partner

Amount
₹5,000 – ₹2,00,000
Rate
Check current offer
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
6–12 months

Described as suitable for salaried and self-employed applicants. The limit depends on credit score and income. A minimum income figure was not stated. Bank statements may be required.

View details

CASHe

Directory listing · not a Zup partner

Amount
₹15,000 – ₹3,00,000
Rate
Check current offer
APR
Not disclosed
Fee
Check current offer
Indicative EMI
Not calculated
Tenure
90, 180, 270, 360 or 540 days

The terms say the borrower should be over 18, in employment, and hold a bank account in their own name.

View details

Fibe

Directory listing · not a Zup partner

Amount
Up to ₹10,00,000
Rate
From 18% p.a.
APR
From 18% p.a.
Fee
From 2% of amount
Indicative EMI
Not calculated
Tenure
6–36 months

Salaried, in the private or public sector, age 19–55, Indian resident with Aadhaar and PAN, and in-hand salary of ₹20,000 per month. The page says a score of 650 or above is preferred and that first-time borrowers are considered.

View details

PayMe

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

The page mentions salaried, self-employed, and women customers. No income or age rule was stated.

View details

Fintech Cloud

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

Money View

Directory listing · not a Zup partner

Amount
₹5,000 – ₹10,00,000
Rate
From 14% p.a.
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Up to 60 months

The FAQ does not set a work type or a minimum income. Documents named are PAN, a clear selfie, and a mobile number linked to Aadhaar. Other documents may be requested.

View details

EarlySalary

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

Unifinz

Directory listing · not a Zup partner

Amount
₹10,000 – ₹2,50,000
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
3–15 months

Indian citizen living in India, age 21–58, salaried or self-employed, with monthly income of ₹20,000 or more.

View details

Bharat Loan

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

Minutes Loan

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

Eaizy Paisa

Directory listing · not a Zup partner

Amount
Not disclosed
Rate
Not disclosed
APR
Not disclosed
Fee
Not disclosed
Indicative EMI
Not calculated
Tenure
Not disclosed

Not disclosed

View details

EMI calculator

See the monthly number, then the total.

Move the amount, set a rate you want to test, and add a fee if you have one. The result updates as an estimate. A lender’s schedule can differ.

₹1,00,000
% p.a.
Repayment tenure

Estimated monthly EMI

₹9,168.00

This is an estimate, not a lender quote, for ₹1,00,000 over 12 months at 18% a year.

Total interest
₹10,015.99
Total repayment
₹1,10,015.99
Processing fee
₹0.00
Overall payable
₹1,10,015.99

Interest is about 9% of the overall payable figure. Principal and any upfront fee make up the rest.

Principal and feeInterest

Open the full calculator

How it works

Four steps, and a clear stop.

  1. 01

    Tell us what you need

    Amount, purpose, tenure, work, income, and a city. The form does not ask for identity documents.

  2. 02

    Review indicative options

    Published records are matched only against the rules stored on those records. You see why each one appeared, and what was not checked.

  3. 03

    Compare costs

    Use the table and the EMI calculator to look at rate, fee, tenure, and total repayment. Estimates are labelled as estimates.

  4. 04

    Continue only if you choose to

    In a live service you would go on to a named lender. In this demo the enquiry is stored locally and is not delivered.

Read the full journey

Read before you borrow

All guides

Questions people ask first

More questions

See the cost before you decide.

Compare the short-term brands or estimate an EMI. Nothing on this page is an approval, and nothing is sent to a lender.

Compare loan optionsHow it works