Short-term loan brand
Fibe
Figures on this page are limited to what the brand has published. Missing items say “Not disclosed” or “Check current offer”. This is not an offer, a rate promise, or an approval.
- Brand
- Fibe
- Legal name on record
- EarlySalary Services Private Limited
- Lending partner
- RBI-registered NBFC partners, not named on the charges page
- Amount
- Up to ₹10,00,000
- Tenure
- 6–36 months
- Interest rate
- From 18% p.a.
- APR
- From 18% p.a.
- Processing fee
- From 2% of amount
- Fee note
- Starting from 2% of the loan amount plus GST. Stamp duty of 0.1%, which varies by state, is separate.
- Indicative EMI
- Not calculated
- Estimated total payable
- Not comparable
- Late payment
- ₹500 or 3% of the overdue EMI, whichever is higher.
- Prepayment
- Foreclosure charges are stated as nil.
- Eligibility
- Salaried, in the private or public sector, age 19–55, Indian resident with Aadhaar and PAN, and in-hand salary of ₹20,000 per month. The page says a score of 650 or above is preferred and that first-time borrowers are considered.
- Documents
- PAN, Aadhaar, and bank statements. An employment ID or offer letter if requested.
- Last checked
- 27 October 2026
- Notes
- Amount maximum, tenure, starting interest, starting APR, starting fee, and eligibility are from https://www.fibe.in/personal-loan/ checked on 27 October 2026. The charges table labels the starting figure “Interest rate (APR)” at 18% per annum on a reducing balance, and the FAQ says the interest rate and the APR each start at 18%. No maximum rate was published. A different Fibe article shows another rate table and was not used. The processing fee starts at 2% plus GST. Stamp duty of 0.1% is separate. No minimum loan amount was stated.
How to read the numbers
Application path
There is no verified application page on this record, so Apply now is not shown. An enquiry on Zup Loans stays in this demo and is not sent to the brand.
Fibe’s personal-loan page says it is operated by EarlySalary Services Private Limited and that loans are disbursed through RBI-registered NBFC partners. The partners are not named on that page, so none is recorded as the lender.
An EMI is calculated on Zup Loans only when an annual interest range and both amount and tenure bounds are published. APR is not used as the interest rate. A lender’s own schedule can differ.
Check indicative eligibility