Financial and product disclaimer

Zup Loans does not approve, underwrite, or disburse loans. A match on the eligibility form is indicative. It does not reserve funds, lock a rate, or mean that a lender will say yes.

A rate, fee, or EMI is shown only when the brand has published the figure it is based on. APR is shown only when that brand publishes an APR, and it is kept separate from the nominal rate. Do not treat a missing figure as zero. Eligibility, pricing, and approval depend on the lender and on your profile.

Calculator results use a standard reducing-balance formula and the inputs you type. A lender may use different dates, rounding, fees, and a different interest convention. The EMI on this site is an estimate, not a quote.

Guides are general education. They are not personalised advice and they have not yet had specialist sign-off. Check current Reserve Bank of India directions and the lender’s own key fact statement before you borrow.

Zup Loans is not “RBI approved”. That phrase is not used because it is not accurate. Complaints about a regulated lender’s loan belong with that lender. This site’s own grievance path is a draft until an officer is appointed.